Not all home insurance policies include coverage for fire damages. Fire insurance protects you from damage incurred from a fire-related accident or event.
If you live in an area that is at higher risk for wildfires or bush fires, or you want to protect against damage from an unforeseen accident like an explosion, electrical fire, or lightning, a fire insurance plan provides the protection you need.
Be sure to ask your insurance agent for plan details and coverage options to ensure you get the protection & premiums you desire.
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